In today’s digital era banking has become faster and accessible to everyone but not enjoyable for some who don't want long banking documents and the burden of maintaining minimum balance and the related penalties. So to remove these obstacles the zero balance saving accounts come in the picture. What is it? Zero Balance Saving account is the core product for the inclusion of common man in the digital financial world. It’s a type of savings account where the bank does not ask you to maintain a minimum balance. If your balance becomes $0 even then they don’t charge you any kind of penalty or NMC (Non-Maintenance Charges) for the same. Key Features The biggest benefit is convenience no headache to maintaining 5000 or 10000 rupees to avoid penalties or NMC Many banks offer free virtual debit cards with zero balance saving accounts. You get access to online banking services like Net banking UPI QR PAYMENTS IMPS/NEFT/RTGS Mobile banking Free digital statements fo...